There are many situation where alternative lending might be necessary for you or your family. Alternative lending doesn’t necessarily mean that you have bad credit, it's just another option you have to get the right mortgage that fits your needs at your current life stage.
When assessing you for mortgage financing, all lenders will look at your income, credit history, downpayment, and the property itself. If any of these areas present issues, some lenders will simply decline your mortgage application. When you work with an independent mortgage professional, our goal is to provide you with options. Alternative lending doesn't come with the same rates as AAA lending, but if it's the difference between securing financing or not, using alternative lending products as a tool to get a mortgage is a great place to start.
From there, you'll want to have a plan to qualify for a mortgage with better terms down the line.
Also included in alternative lending are the terms Institutional B lending or private financing. These are certainly not the products you see advertised online, at banks, or at the local credit union. Alternative lending is accessed through a mortgage broker.
The best place to start is to connect with us directly. The mortgage process is personal. Our commitment is to listen to all your needs, assess your financial situation, and provide you with a clear plan to move forward.
Sorting through all the different mortgage lenders, rates, terms, and features can be overwhelming. Let us cut through the noise, we'll outline the best alternative mortgage products available to you.
When it comes time to arranging your mortgage, trust that our team will make it happen. We'll make sure you know exactly where you stand at all times. No surprises. We've got you covered.
Let us help you find the best mortgage from a lender who understands your financial situation.